READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.

BY USING OR ACCESSING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE
TERMS OF USE (THE “AGREEMENT”), AND THAT YOU ACCEPT AND WILL BE BOUND
BY THE AGREEMENT.

1. COPYRIGHT NOTICE

Copyright 1997-2012 Catalyst Strategies. All Rights Reserved.

2. TRADEMARK NOTICE

“Catalyst Strategies”, and the Catalyst Strategies
logo are trademarks and/or service marks of Catalyst Strategies. Unless otherwise
noted on the Catalyst Strategies Internet site, pages and all sub-pages, Uniform
Resource Locator (“URL”), domain location, and all information and content
thereon (“Site”), all other trademarks, service marks, and logos used
in this Site are used for informational purposes and may be trademarks,
service marks, or logos of their respective owners.

3. LICENSE GRANT & OWNERSHIP BY CATALYST STRATEGIES

a. License.

Subject to the terms and conditions of this Agreement, and until termination
of the Agreement, Catalyst Strategies grants you a non-exclusive, non-transferable,
limited license to view or print all information, data, or other material,
in any form or media, contained in, obtained from, or relating to the
Site, including all results obtained from the Site (“Content”) without
alterations, for personal, non-commercial use only. This limited license
does not apply to any media or platform other than that of the current
Site.

b. Ownership.

All Content on the Site is, and shall continue to be, owned exclusively
by Catalyst Strategies or others (“Content Providers”), and is protected under
applicable copyrights, patents, trademarks, trade dress, and/or other
proprietary rights, and the copying, redistribution, use, or publication
by you of any such Content or any part of the Site is prohibited. Under
no circumstances will you acquire any ownership rights or other interest
in any Content by or through your use of or access to the Site (“Site
Use”).

4. RESTRICTIONS ON USE

a. Prohibited Acts.

Concerning your Site Use or any Content, you agree not to knowingly: (i)
use any device, software or technique to interfere with or attempt to
interfere with the proper working of the Site; (ii) post or transmit to
the Site any unlawful, fraudulent, harassing, libelous, or obscene Information
of any kind; (iii) post or send to the Site any Information that contains
a virus, bug, or other harmful item; (iv) publish, perform, distribute,
prepare derivative works, copy, reverse engineer, or use the Content other
than as expressly permitted herein; (v) post or transmit into or on the
Site any Information in violation of another party’s copyright or intellectual
property rights; (vi) take any action which imposes an unreasonable or
disproportionately large load on Catalyst Strategies’s infrastructure; (vii) redeliver
any of the Content using “framing,” hyperlinks, or other technology without
Catalyst Strategies’s express written permission; or, (viii) use any device or
technology to provide repeated automated attempts to access password-protected
portions of the Site, if any.

b. Right to Regulate.

You acknowledge that Catalyst Strategies has the right, but no obligation, to
monitor the Site and to disclose any information necessary to operate
the Site, to protect Catalyst Strategies, Catalyst Strategies direct or indirect licensors
(“Others”), and Catalyst Strategies’s clients, and to comply with legal obligations
or governmental requests. Catalyst Strategies reserves the right to refuse to
post or to remove any information on the Site, in whole or in part, for
any reason.

c. Law Compliance.

You agree to comply with all governmental laws, statutes, ordinances,
and regulations, including unfair competition, anti-discrimination or
false advertising, regarding your Site Use.

5. YOUR SITE USE ACTIVITIES

If you are allowed access to password-protected areas of the Site, if
any, you agree to keep your password confidential, to send notice to Catalyst Strategies
via certified mail, return receipt requested, at the address noted in
section 10 (“Notice”) within 24 hours if your password is compromised.
You acknowledge that Catalyst Strategies neither endorses nor is affiliated with
any Internet site, including all information, data, and content thereon,
that is linked to the Site, but not owned by Catalyst Strategies (“Linked Site”)
and is not responsible for any information that appears on the Linked
Site. You acknowledge that (i) the Internet is a network of computers
worldwide, and that any information submitted by you to Catalyst Strategies necessarily
is routed via third party computers to Catalyst Strategies, (ii) Catalyst Strategies is
not responsible for lapses in online security and does not assume liability
for improper use of your information by a third party.

6. SUBMISSIONS OF INFORMATION BY YOU

If you submit information to the Site, you grant Catalyst Strategies a non-exclusive,
worldwide, royalty-free license to (in any media now known or not currently
known or invented) link to, utilize, use, copy, exploit, and prepare derivative
works of the submitted information. No information you submit shall be
deemed confidential. However, Catalyst Strategies agrees to use your information
in accordance with Catalyst Strategies Privacy Policy applicable to personally
identifiable user data. YOU RETAIN OWNERSHIP OF ANY COPYRIGHTS OR OTHER
INTELLECTUAL PROPERTY RIGHTS APPLICABLE TO ANY INFORMATION YOU SUBMIT
TO CATALYST STRATEGIES.

7. APPLICABILITY & COOPERATION

Catalyst Strategies reserves the right to limit the provision of any product or
service to any person, geographic area, or jurisdiction as it so desires,
or as required by law. Catalyst Strategies in its sole discretion may add, delete
or change the Content at any time, without notice to you.

8. LIMITED WARRANTY AND DISCLAIMER

a. DISCLAIMER OF WARRANTY.

CATALYST STRATEGIES AND ALL CONTENT PROVIDERS MAKE NO REPRESENTATION ABOUT THE
SUITABILITY OF THE CONTENT HEREON. THIS SITE, AND ACCESS TO ANY LINKED-SITE,
IS PROVIDED TO YOU BY ALL CONTENT PROVIDERS “AS IS” AND “AS AVAILABLE”,
WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. YOU
HEREBY DISCLAIM ALL WARRANTIES BY CATALYST STRATEGIES RELATING TO YOUR SITE USE.
YOU ACKNOWLEDGE THAT YOUR ACCESS TO THE SITE WILL NOT BE FREE OF INTERRUPTIONS,
THAT THE INFORMATION HEREIN MAY CONTAIN BUGS, ERRORS, TECHNICAL INACCURACIES,
PROBLEMS OR OTHER LIMITATIONS, AND THAT THE SITE MAY BE UNAVAILABLE FROM
TIME TO TIME. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR SITE USE
AND SITE-RELATED SERVICES.

b. LIMITATION OF LIABILITY.

UNDER NO CIRCUMSTANCES WILL ANY OF THE CONTENT PROVIDERS BE LIABLE OR
RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, INCLUDING
DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE,
SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES, UNDER ANY LEGAL THEORY,
ARISING OUT OF OR IN ANY WAY RELATING TO THE SITE, YOUR SITE USE, OR THE
CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE
REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT IS TO CEASE ALL
OF YOUR SITE USE. You may have additional rights under certain laws, including
consumer laws, which do not allow the exclusion of implied warranties,
or the exclusion or limitation of certain damages. If these laws apply
to you, the exclusions or limitations in this Agreement that directly
conflict with such laws may not apply to you.

9. CONTACTING CATALYST STRATEGIES

Should you desire to contact Catalyst Strategies, you may do so by US Mail at
Catalyst Strategies, 2130 Ward Way, Woodside, CA 94062, or by email at

10. FORWARD-LOOKING STATEMENTS

Some of the information on this Site may contain projections or other
forward-looking statements regarding future events or the future financial
performance of Catalyst Strategies. We wish to caution you that these statements
are only predictions and that actual events or results may differ materially.

11. MISCELLANEOUS

a. Location & Interpretation.

The language in this Agreement shall be interpreted as to its fair meaning
and not strictly for or against any party.

b. Equitable Relief.

You acknowledge that any breach by you of the provisions of the Agreement
will cause irreparable damage to Catalyst Strategies or Others and that a remedy
at law will be inadequate. Therefore, in addition to any and all other
legal or equitable remedies, Catalyst Strategies and Others will be entitled to
injunctive relief for any breach of this Agreement.

c. Severability.

In the event that any of the provisions of this Agreement shall be held
by a court or other tribunal of competent jurisdiction to be unenforceable,
such provisions shall be limited or eliminated to the minimum extent necessary
so that this Agreement shall otherwise remain in full force and effect
and enforceable.

d. Complete Integration.

This Agreement constitutes the entire agreement between you and Catalyst Strategies
pertaining to the subject matter hereof. You agree to review this Agreement
prior to any Site Use, and each Site Use by you shall constitute and be
deemed your unconditional acceptance of this Agreement. This Agreement
may be prospectively modified by Catalyst Strategies, by posting a revised Agreement
on the Site.

e. Termination.

The Agreement may be terminated by either Party, in its sole and absolute
discretion, at any time and for any reason, with or without cause, with
or without notice. If the Agreement is terminated, you agree to cease
all Site Use and, upon request by Catalyst Strategies, to return all Information
in your possession relating to the Site, and all copies thereof.

f. Survival of Certain Provisions.

Any and all provisions or obligations contained in this Agreement which
by their nature or effect are required or intended to be observed, kept
or performed after termination of this Agreement will survive the termination
of this Agreement and remain binding upon and for the benefit of the parties,
their successors and permitted assignees.

g. Waiver.

No delay or omission to exercise any right or remedy accruing to Catalyst Strategies
upon any breach or default by you shall constitute a waiver by Catalyst Strategies
of any breach or default.

h. Headings.

All article or section headings, or exhibit names, are for reference and
convenience only and shall not be considered in the interpretation of
the Agreement.

i. No Agency.

You and Catalyst Strategies are independent contractors, and no agency, partnership,
joint venture, employee-employer, or franchiser-franchisee relationship
is intended or created by this Agreement.

j. Conflicts.

If this Agreement conflicts with a provision of any other contract between
you and Catalyst Strategies relating to the Site, the provision in such other
Agreement shall govern.

 

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